The optimiser comes with 5 pre-selected asset allocation models, ranging from Preservation to Aggressive. Note for users of Morningstar’s AWS Needs Assessment tool: these 5 allocations are chosen from the 21 mean-variance efficient asset mixes on display.
These 5 risk profiles are only distinguished by their allocation to cash, bonds and the 3 classes of equity. They are otherwise similar and assume neutrality/normality for style, capitalisation, economic sectors and credit quality, as long as the user does not override these settings.
All default weights and settings appear in the relevant boxes below.
The middle allocation ‘Balanced’ always appears when this page is first opened.
